Pinnacle Capital Mortgage Loan Application Checklist

In general, Pinnacle Capital Mortgage will ask for the following documentation:

Property Information (if you already have a contract on a house)
Purchase Agreement.
If you are selling your current home, copy of listing contract.
If you have sold your current home, copy of settlement statement      (HUD-1).

Income & Assets

Pay stubs for the last 30 days and W2's for the past
two years
Statements for each bank, mutual fund, and/or investment account for the last two months.
If you have made any large deposits to your accounts:
If you own more than 25% of a business:

Corporate or partnership tax returns.
  If self-employed:
 

Tax returns for the last two years (with schedules).
  If you own rental property:
 

Current rental agreements.
  If you are retired:
 

Pension Award Letter.
  If you receive Social Security:
 

Social Security Award Letter.
  If you are counting child support as income:
 

Copy of divorce settlement.

Debts

Explanation of credit report anomalies, including:
 

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

Miscellaneous

Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your Resident Alien card.

 

 

 

 

 

 

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.